Compare Life Insurance New York Life, State Farm, Farmers, Northwestern Mutual…

If you’re shopping for life insurance and are able to get life insurance through any captive agent, you MUST shop for alternative offers or you will overpay significantly! A captive agent is anyone that can only offer you or that tries to persuade you to buy from one insurance company, like State Farm, Farmers, Northwestern Mutual, …

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What Information Do Life Insurance Companies Have Access To

A common question we’ve gotten from people with potential underwriting issues is what information do life insurance companies have access to… A lot of people believe that life insurance companies won’t find out about health or other issues if you just don’t admit to the issue on the insurance application or during a life insurance exam. Whether …

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Getting Life Insurance After Stent or Bypass Surgery

Click Here for Accurate Stent(s)- Bypass Quote Almost everyone who’s had coronary artery disease (CAD) and who’s had a heart stent, stents, bypass surgery or just a coronary angioplasty with no stenting is insurable for life insurance…  The cost can vary greatly depending on your exact diagnosis, treatment, how well you’re doing since treatment, and your …

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Had a Stroke or Mini Stroke and Need Life Insurance

CLICK HERE FOR ACCURATE STROKE MINI STROKE QUOTE Do you need help with finding best life insurance after a stroke or mini-stroke? ​  Whether you want term life insurance or permanent life insurance coverage to protect your loved ones, your business or just to help pay final expenses…   If you’ve had a stroke or a mini-stroke and need life …

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Term Life Insurance vs. Whole Life Insurance: Which To Choose?

Term Life Insurance vs. Whole Life Insurance: Which To Choose? Which life insurance to choose is a highly personal decision based on many factors including what you’re willing to spend and how long you may need the life insurance coverage. There are pros and cons to each type of insurance… Nonetheless, it is impossible to …

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How To Get Best Life Insurance With Sleep Apnea

Sleep apnea may not seem like a big issue for life insurance underwriting since you’ve probably never heard of anyone dying from sleep apnea, but statistics show that sleep apnea is a major contributing factor in automobile accidents.   Also called Obesity Hyperventilation Syndrome, Pickwickian Syndrome and Sleep Disordered Breathing… Even moderate sleep apnea has been linked …

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Absolute Best Guaranteed Acceptance Whole Life Insurance

Over the past 26 years I’ve had a lot of people, mostly seniors, that have inquired about small insurance policies to pay for final expenses. Many wanted $10,000 to $20,000 policies, and most of the best companies at these low amounts make it relatively easy to qualify for coverage.  Some of these seniors still couldn’t qualify …

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How Much Life Insurance Can I Buy For My Parents or Grandparents?

Life Insurance Quotes – Gordon E. Conwell Associates, Inc. Instant Term GUL & WL Quotes State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDist.ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNY Non-BusNY BusinessNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingGuamPuerto RicoVirgin IslandsAmer. Samoa Birthdate JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember 12345678910111213141516171819202122232425262728293031 19161917191819191920192119221923192419251926192719281929193019311932193319341935193619371938193919401941194219431944194519461947194819491950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016 GenderMaleFemale Smoker / TobaccoNoYes Health Class Preferred PlusPreferredRegular PlusRegular Type of Insurance 1 Year Level Term5 Year Level Term10 Year …

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Problems In Life Insurance Underwriting for Heart Conditions

Click Here for Accurate Heart Condition Quote When given the opportunity, we do everything we can to get anyone with a heart condition the best life insurance rate and value.  While the majority of the heart patients we do business with do qualify for the rates we quote up front, there are times when higher rates are offered.  The …

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Best Life Insurance Rate for Pilots With No Instrument Flight Rating

CLICK HERE TO GET ACCURATE PILOT INSURANCE QUOTE Even as little as a few months ago, the best life insurance rate for a private pilot without an instrument flight rating would usually be the second best “Preferred” rate on best case basis, and this was only with the really aggressive companies for pilots. Many insurance …

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Recent Stage 2 Prostate Cancer with Previous Melanoma Qualifies for Standard Rate!

  CLICK HERE FOR ACCURATE CANCER LIFE INSURANCE QUOTE I got a call from this 66 year old male who had prostate cancer two years ago, and he also had a melanoma removed eight years ago.  Recent cancer cases can be tough for life insurance companies to make an even semi-decent offer. For anyone having …

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SelectQuote, Intelliquote, Accuquote- Not Best for You and Here’s Why

CLICK HERE TO GET ACCURATE QUOTE FROM OVER 121 INSURANCE COMPANIES They all rank well in search engines like Google for various searches regarding life insurance because they have “deep pockets” and pay to rank well. However, they are not offering the best rates and products in the life insurance industry, and they have hundreds …

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It Can Take Work To Get the Best Life Insurance Rate!

 CLICK HERE FOR ACCURATE QUOTE  If you have two different underwriting issues, like heart disease and diabetes or diabetes and sleep apnea, getting the best life insurance rate can require some work. If you add a third and/or fourth underwriting issue, like being overweight, having anxiety, and/or depression in addition to having heart disease and diabetes, this …

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Why Can’t I Get a Preferred Diabetic Life Insurance Rate?

There are currently 4 out of the thousands of insurance companies available in the U.S. right now that may offer some diabetics a preferred life insurance rate, but 90% or more of all diabetics won’t usually qualify for a preferred rate.   We had 1 semi-recent case offered preferred, but it was only on permanent life insurance…not …

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